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Net Worth Calculator

Add up what you own and what you owe to see your net worth.

  • Free
  • No sign-up
  • Nothing is sent or stored

Result

Net worth
$161,500
Total assets
$397,000
Total debts
$235,500
Debt-to-asset ratio
59.3%
Net worth excluding home
$71,500
Liquid assets (cash + investments)
$37,000
Assets$397,000
Debts$235,500

The calculation happens instantly in your browser. The numbers you enter are not sent to our servers or saved.

How to use the Net Worth Calculator

  1. Enter the value of your assets.
  2. Enter what you still owe on each debt.
  3. Read your net worth and debt-to-asset ratio.

What does this tool do?

Net worth is a snapshot of your financial position: everything you own minus everything you owe. Tracking it once or twice a year shows whether you're moving forward, even when income and spending fluctuate.

Your home often dominates, so the calculator also shows your net worth excluding the home and mortgage. Everything is calculated in your browser; nothing you enter is sent to us.

Why use it?

  • Assets and debts side by side.
  • Debt-to-asset ratio.
  • Net worth without your home.

Privacy

The calculation happens instantly in your browser. The numbers you enter are not sent to our servers or saved. There's no account to create and nothing to install.

Last reviewed by the M2Toolkit team.

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